The Waqf · An Endowment

A Gift That
Gives forever.

Give once. Let it be invested, grown, and turned into
an asset that feeds, clothes, and shelters — for generations.

Sadaqah Jāriyah — ongoing charity
إِذَا مَاتَ الْإِنْسَانُ انْقَطَعَ عَنْهُ عَمَلُهُ إِلَّا مِنْ ثَلَاثٍ: صَدَقَةٍ جَارِيَةٍ ...
"When a person dies, their deeds come to an end except for three:
a continuing charity (sadaqah jāriyah), beneficial knowledge, or a righteous child who prays for them."
Sahīh Muslim
The idea

What is a Waqf?

A Waqf is an endowment. Instead of being spent once and gone, the gift is held and protected forever — the capital is never touched. It is put to work, and only what it earns is given to those in need.

It is one of the oldest and most beautiful forms of charity in Islam. A well dug a thousand years ago that still gives water today. An orchard whose fruit still feeds the hungry. The reward flows back to the giver long after they are gone, with every single act of good it produces.

"One gift. Given once. Yet giving still — a hundred years from now."

How it works

From Your Gift
to a Forever Asset

We build the Waqf in deliberate, transparent stages. Every Rand is accounted for, and nothing is rushed — because this is meant to last.

Stage 01
You Give
Your contribution is pooled into the Waqf fund alongside hundreds of others. From this moment, your capital is ring-fenced — set aside and protected, never to be spent on once-off costs.
Stage 02
We Invest & Grow
The pooled capital is placed into Shariah-compliant funds — ethical, halal, and screened. The fund grows patiently over time, with returns reinvested to compound the endowment.
Stage 03
We Acquire an Asset
Once the fund is large enough, we acquire a real income-generating asset — property, a productive enterprise, or similar halal holding that produces steady, reliable income.
Stage 04
It Gives — Forever
The asset is held in perpetuity. Its income funds our projects — bread, meals, water, blankets — year after year. The asset itself is never sold. The giving never stops.
The perpetual engine

Built Once,
Giving Forever

Donations build the asset. From there it is held forever — never sold. Year after year, the income it earns flows steadily downward, into charity that never ends.

HOW THE ASSET IS FUNDED Donations invested in Shariah Funds grow & buy The Asset held forever — earns Halal Income funds, every year Eternal Charity year after year · forever

Donations build the asset. The asset is held forever, and the income it earns flows down — into eternal charity.

The capital is never spent
Only the income earned is given away. The original endowment stays whole, working forever.
100% Shariah-compliant
Every investment and asset is screened to be halal, ethical, and free of interest.
Reward that outlives you
As long as the Waqf gives, the reward keeps being written for everyone who contributed.
The drawdown policy

Stored. Drawn.
Utilised.

A Waqf only lasts if the rules are clear — what may never be touched, and what may be spent. Ours are simple, and they are the whole reason it can give forever.

01 Stored 100% preserved

Your gift becomes corpus — the permanent capital of the Waqf. It is ring-fenced from running costs and never spent: not this year, not in fifty years. It is held only in Shariah-compliant, non-riba holdings, and it stays in the fund's name in perpetuity.

02 Drawn 4% a year, at most

Each year we draw no more than 4% of the fund's value. That figure is not arbitrary — it is the long-established endowment drawdown rate: the most a perpetual fund can pay out while keeping its capital whole. Anything earned above the 4% is reinvested, so the fund keeps pace with rising prices instead of quietly shrinking.

03 Utilised straight to the ground

The 4% drawn is spent where it can be seen — bread, cooked meals, water, blankets. Never on the corpus, never on once-off overheads. At today's price of R15.10 a loaf, every R19 630 endowed puts a loaf in someone's hands every week — forever.

WHAT HAPPENS EVERY YEAR The Waqf Corpus held forever · never spent earns a return 4% Drawn the only money spent Surplus Reinvested keeps pace with prices Bread · Meals Water · Blankets the corpus is never reduced — only grown
Only the yield is spent. The gift itself stays whole, year after year.

"Spend R10 000 on bread and you give 662 loaves — then it is over. Endow the same R10 000 and you give 26 loaves a year, every year, long after you are gone."

Where we are today. The Waqf is still being built. Until the fund is large enough to be invested and earning, nothing is drawn — every Rand simply stays in the corpus and grows. The 4% is our drawdown policy, not a promised return: it sets the most we will ever take out in a year. Returns from any halal investment vary, and in a year the fund earns less, we draw less.
Why it matters

One Gift, Endless Impact

A normal donation does enormous good — once. A Waqf takes that same gift and lets it give again, and again, every year that follows.

time → once One-time gift every year · forever → ∞ The Waqf

Same gift. One gives once. The other gives year after year, without end.

Plant Something Eternal

Be among the founders of a Waqf that will still be giving long after all of us are gone. Every contribution, however small, becomes part of something that never stops.

Contribute to the Waqf